We are proud to announce that we have joined forces with the bespoke custody, investment administration, and platform, Multrees Investor Services (Multrees), to make Lombard lending accessible to a wider range of wealth managers and their clients. Together we are breaking down barriers to a facility once reserved for private banking clients, who had to hold at least £1 million in assets and sought to borrow £500,000 or more.
As economic and fiscal uncertainty drives heightened demand for flexible liquidity solutions, a more diverse range of investors are turning to Lombard lending to unlock capital without selling their investments. Combined with the likelihood that interest rates will be lowered by the Bank of England, borrowing will become increasingly attractive.
Through our integrated offering, multiple wealth managers and investment advisers are now using Multrees services to offer loans starting from £65,000, secured against clients’ investment portfolios.
Multrees’ entrepreneurial and flexible approach continues to win clients from private banks. Offering Lombard lending now completes the platform’s competitive advantage, helping to free advisors from the restrictions of External Asset Management desks.
As a result, more clients are freeing up liquidity for tax planning, property purchases, or shorter-term cash flow, while continuing to benefit from potential investment returns.
David Newman, CEO at Firenze says: “Our mission has always been to make Lombard lending accessible beyond the private banking sector. As interest rates ease and taxes rise, the ability to unlock liquidity without selling investments has never been more relevant for high-net-worth clients.
“Like us, Multrees shares this vision — empowering wealth managers to strengthen their client offering without the need to move custody. We’re proud to partner with one of the leading custody platforms of choice for independent boutiques, helping advisors complete their proposition and stay competitive in a changing market.”
Lombard lending is increasingly being adopted as a strategic tax planning tool, helping clients manage capital gains tax (CGT) and inheritance tax (IHT) liabilities without disrupting long-term investment strategies. Because borrowing does not trigger an asset sale, clients can spread disposals across tax years or incorporate lending into longer-term estate and succession planning — all while keeping portfolios intact.
Peter O’Donnell, Chief Client Officer at Multrees Investor Services, says: “Our goal has always been to enable wealth managers to deliver sophisticated, flexible solutions under their own brand. By embedding Firenze’s lending technology within our custody ecosystem, we’re helping advisers offer a service that helps retain and strengthen high value clients – and capture fee revenue that would otherwise flow into the banking sector.”
Private office Cerno Capital is among the Multrees clients now offering Lombard lending.
Tom Milnes, Director at Cerno, says: “We always encourage our clients to take a long-term view when it comes to preserving and growing their wealth. Lombard lending supports that mindset by providing access to flexible liquidity without interrupting investment strategies. Through this partnership, we can help clients manage cash flow without having to part with quality assets – a real advantage in volatile markets.”
If you would like to find out more about embedding a quick, flexible and accessible Lombard lending proposition into your client offering, speak to us here or download our whitepaper to find out more.